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Recurring Deposit
Open an RD, pay instalments, check maturity details or request a statement.
For our members in Bengaluru
Small savings.
Helpful
loans.
Local service.
Vidhatri Cooperative Society helps members save regularly and understand loan options in simple language. Visit our branch to know the right option for you.
Facilities & services
Everything you need in one place
Choose a service, understand what to bring and book a branch visit when needed. Final eligibility, charges and product terms will be explained by the branch team.
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Personal Loan
Apply, submit documents, pay instalments or check loan status.
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Gold Loan
Book a valuation, pay interest, renew an eligible loan or close it.
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Gold Fixed Option
Understand the scheme, tenure, contribution dates and written terms.
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Payments & Receipts
Check due dates, payment status and request receipts.
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Member Account Support
Update details, request statements or get help with membership.
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Book a Branch Visit
Choose a convenient date and time for service support.
Book now →
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General Enquiry
Talk to our branch team about any member service.
Contact us →Getting started
Three easy steps
1
Visit or call
Speak to our team and ask about membership, eligibility and documents.
2
Understand the terms
Check interest, charges, tenure, payment dates and early-closure rules.
3
Apply with documents
Submit the required documents. Keep the acknowledgement and receipts.
Product information
Understand before you choose
This is a simple overview. The branch will provide the full written terms, applicable rates and charges.
Recurring Deposit
Make regular deposits over a chosen period to build a savings habit.
- Ask about minimum instalment, tenure and maturity amount.
- Check the rule for missed or delayed instalments.
- Ask what applies if you close the deposit early.
Personal Loan
Eligible members may apply for a loan for planned or urgent personal needs.
- Loan amount and approval depend on eligibility and society rules.
- Understand instalment amount, repayment period and total cost.
- Ask about processing and late-payment charges.
Gold Loan
Use eligible gold jewellery as security for a loan, after valuation.
- Ask how gold is assessed and stored.
- Understand interest, payment dates and release process.
- Ask clearly about the consequences of non-payment.
Gold Fixed Option
Please ask the branch whether this product involves money, gold, or a gold-linked maturity benefit.
- Ask exactly what you pay or deposit and what you receive.
- Check tenure, valuation method, risk and early-exit terms.
- Read the written scheme document before participating.
Member safety
Clear information builds trust
Vidhatri should publish its final, approved rules and contact details here before launch.
✓ Registration number and registered-office address
✓ Membership eligibility and product eligibility
✓ Effective date for all rates and charges
✓ Full terms, forms and grievance process
✓ Branch hours, phone number and email
✓ Fraud warning and privacy notice
Important: Product availability and deposits must follow the society’s bye-laws and applicable law. Do not use claims such as “RBI approved”, “bank deposit”, “guaranteed return”, or “DICGC insured” unless they are specifically accurate and supported by written authorisation.
Contact us
We are here to help
Visit us at our Banashankari branch or call us during working hours.
Vidhatri Credit Co-operative Society Limited
Address: No. 569, CR Complex, 2nd Floor, 30th Main Road, 3rd Stage, Banashankari, Bengaluru – 560086
BSNL Landline: 080-22220766, 7996089157
Hours: Monday–Saturday